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Banking 9 min read Updated 2026-10-24

Bank PO कैसे बनें — योग्यता, सिलेबस, सैलरी और तैयारी

Bank PO बनने की पूरी जानकारी — IBPS PO और SBI PO का syllabus, eligibility, salary, exam pattern और step-by-step preparation strategy हिंदी में।

Bank PO (Probationary Officer) भारत की सबसे popular government-level jobs में से एक है। IBPS PO (19 public sector banks) और SBI PO (State Bank of India) — दोनों exams हर साल होते हैं। Starting salary ₹52,000–65,000/month है allowances मिलाकर। Graduation (any stream) minimum qualification है — Engineering, Arts, Commerce, Science कोई भी stream चलता है।

Eligibility — कौन apply कर सकता है?

  • Education: Any recognized university से Graduation (minimum). Final year students भी apply कर सकते हैं।
  • Age: IBPS PO — 20 to 30 years। SBI PO — 21 to 30 years। OBC को 3 साल, SC/ST को 5 साल relaxation।
  • Nationality: Indian citizen। Some banks accept Nepal/Bhutan nationals भी।
  • Computer Knowledge: Basic computer literacy certificate या degree with computer subject — most banks यह requirement रखते हैं।
  • Language: Hindi और English दोनों में काम करना आना चाहिए। Bilingual proficiency preferred।

Exam Pattern — IBPS PO

  • Prelims (Qualifying): English (30 questions, 30 marks), Quantitative Aptitude (35 questions, 35 marks), Reasoning (35 questions, 35 marks)। Total 100 questions, 100 marks, 60 minutes। Sectional timing: 20 min each section।
  • Mains (Merit): Reasoning & Computer Aptitude (45 questions, 60 marks), English (35 questions, 40 marks), Data Analysis & Interpretation (35 questions, 60 marks), General/Economy/Banking Awareness (40 questions, 40 marks)। Total 155 questions, 200 marks, 3 hours।
  • Descriptive Paper: English — Letter Writing + Essay। 25 marks, 30 minutes। Minimum qualifying marks apply।
  • Interview: 100 marks। Final selection = Mains (80%) + Interview (20%)।
  • Negative Marking: 1/4th of marks allotted per wrong answer in both Prelims and Mains।

Subject-wise Preparation Strategy

  • Quantitative Aptitude: Simplification और Number Series daily practice करो (speed बढ़ाने के लिए)। DI (Data Interpretation) — Pie chart, Bar graph, Line graph, Tabular, Mixed DI — हर type के 50+ sets solve करो। Arithmetic (Percentage, Profit & Loss, CI/SI, Ratio, Time & Work, Boats & Streams) — RS Aggarwal से basics, फिर Arun Sharma Advanced।
  • Reasoning: Seating Arrangement (Linear + Circular), Puzzles — इनसे 15–20 questions आते हैं Mains में। Daily 5 puzzles solve करो। Coding-Decoding, Syllogism, Inequalities, Blood Relations — ये easy marks हैं, accuracy 100% रखो।
  • English: Reading Comprehension daily 2 passages। Cloze Test, Error Detection, Sentence Improvement — grammar rules (Subject-Verb Agreement, Tenses, Prepositions) solid करो। Vocab: daily 20 new words (The Hindu Editorial से)।
  • General Awareness: Banking Awareness — RBI policies, Repo Rate, CRR/SLR, recent bank mergers, financial inclusion schemes। Current Affairs — last 6 months। Static GK — important days, headquarters, currencies, awards। Monthly banking capsule (Oliveboard/Adda247) follow करो।
  • Computer Aptitude: MS Office basics, Networking (LAN/WAN/Internet), DBMS basics, Computer generations, Memory types, Number system (Binary, Octal, Hex)। 2–3 days में cover हो जाता है।

Salary और Career Growth

  • Starting Salary: Basic ₹36,000 (as per 12th Bipartite Settlement) + DA + HRA + other allowances = Take-home ₹45,000–55,000 in non-metro, ₹55,000–65,000 in metro cities।
  • Perks: Leased accommodation या HRA, Medical insurance for family, LFC (Leave Fare Concession), Newspaper allowance, Fuel allowance (for officers)।
  • Career Path: PO → Manager (3–4 years) → Senior Manager → Chief Manager → AGM → DGM → GM → ED → MD & CEO। Manager level salary ₹80,000–1,00,000+।
  • Promotion: Performance-based + JAIIB/CAIIB exams pass करने पर increment मिलता है। CAIIB clear करो तो 2 advance increments।
  • Retirement benefits: Pension (old pension for pre-2010 recruits, NPS for new), Gratuity, Provident Fund।

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